How Our Legal Terms Apply to Your Account
399vat operates under terms that are shaped by the jurisdiction in which you access the platform. Whether you use bKash, Nagad, or Rocket to fund your account, your transaction activity falls within the scope of these terms alongside any applicable local financial regulations. We do not
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override local law — if your region restricts or prohibits access, these terms do not create an entitlement for you to use the platform regardless. Account eligibility is determined by the laws of the country or region where you are located at the time of access.
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Where local law permits, your account wallet, payment history, and session data are retained in line with our data policy. Transactions processed through Nagad or Rocket carry the same legal weight under these terms as those processed through bKash. Any dispute arising from your account, a
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payment, or a payout request is handled through the contact path described below — we aim to respond to formal disputes within a reasonable period. We may update these terms when regulatory requirements change, and we will notify you through your registered account channel when that
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happens. Continued use of the account after a notified update constitutes acceptance of the revised terms.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.